About Anil kumar
Helping You Secure the Right Mortgage, Every Time
Your Pathway to Financial Prosperity Starts Here!
Committed to providing outstanding service with customized mortgage solutions, we’re here to ensure your borrowing journey is smooth, stress-free, and successful. Let our expertise and personalized guidance lead the way.
Anil kumar Lakhiya
Mortgage Associate & Team Lead
With seven years of banking experience, most recently as a mortgage specialist with TD Canada Trust, Anil brings a wealth of expertise in the mortgage industry. Before moving to Canada, he worked as a Territory Sales Manager in the pharmaceutical sector for three years in India, adding to his diverse professional background. Anil is excited to build a strong career as a mortgage broker with Legacy Mortgage Group. In his free time, he enjoys learning new skills, reading books, working out at the gym, and spending
Anil’s approach is based on attentive service, clear communication, and a commitment to helping his clients save money while making informed decisions. Whether it’s a first home, refinancing, or an investment property, he ensures each client fully understands their options and feels supported from start to finish.
With an analytical mind combined with a people-first approach, Anil is dedicated to finding the right mortgage solution for each of his clients’ unique goals and long-term financial health.
Benefits of Working With Us
Professional & Trustworthy
Professional and completely trustworthy, providing reliable
services you can depend on with confidence
Client First Approach
We put our clients first by delivering personalized, impartial
advice—built on active listening and clear, transparent
communication.
Tailored solution with expert
Get expert guidance and tailored solutions designed to meet
your unique financial needs and goals.
Experienced
Experienced professionals with strong, established
relationships with lenders and a proven history of successful
approvals.
Any Questions? We got you
Get started today by getting a personalized evaluation of your home loan options from Freedom Mortgage.
- First Time Home Buyer
- New to Canada
- Bridge Financing
- Private Lending
- Commercial Lending
- Reverse Mortgage
The process usually takes 48 - 72 hours depending on the complexity of file from application to approval, but this can vary based on individual circumstances.
You payment typically includes principal and interest (P&I). In some cases property tax can or will be added to the payment (PIT).
Qualification depends on factors like credit score, income, debt-to-income ratio, and down payment.
Rates are influenced by market conditions, your credit score, loan term, and down payment amount.
Depending on the terms of the mortgage, you can pre-pay a maximum of 10% to 20% annually based on your original principal balance. Reach out to us for a no-obligation review of your Mortgage Agreement.
